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Access + Homesnap: Program Overview & FAQs

WHAT IS ACCESS

Access is a service provided by eCommission and Homesnap that allows you to pay for marketing through Homesnap using future commissions. Access is not a loan, so no debt is ever created. The service simply puts your listing’s commission to work for you today to help you market it and get it sold faster. It’s that easy.

  • It’s flexible. You can access up to $500 of your commission on any property for up to 90 days.
  • It’s easy. Your funds are sent directly from Access to Homesnap to cover your marketing expenses. You pay nothing upfront.
  • It’s inexpensive. The fee for Access is 10% of your order (min of $9.95), which is paid out of your listing commission. You pay no fees upfront.
  • It’s convenient. Homesnap and eCommission integrate together to make the process seamless. You select your listing in Homesnap and complete the process in eCommission without having to fill out a bunch of additional fields.

WHO IS eCOMMISSION? 

eCommission is the company that operates Access. eCommission is the leading provider of working capital to real estate professionals since 1999, with more than $1.4 billion of commissions funded to satisfied customers nationwide.

HOW CAN HOMESNAP HELP WITH MARKETING MY LISTINGS OR RECENT CLOSINGS? 

Homesnap makes it easy for agents to market themselves and their listings across the top social and search platforms. Access will initially be available as a payment mechanism for several of Homesnap’s marketing products and will soon be available for all of Homesnap’s offerings.

WHY SHOULD I USE ACCESS? 

Access gives you the flexibility to pay for marketing using future commissions instead of today’s cash or charging a credit card. This service is easy to apply for, easy to use and tailored exclusively to real estate professionals. 

HOW DOES ACCESS WORK?

Your listing or purchase agreement is a contract that includes the payment of a commission for your services rendered. Access allows you to receive a portion of this future commission immediately to pay for your real estate marketing today. Payment of funds, including the fee for Access, occurs at close of escrow. Access is not a loan. It’s a simple way to leverage the power of your earned commission today. 

HOW DO I ENROLL IN ACCESS? 

  • Wherever you see Access as a payment method for a Homesnap product, click the link to select the listing that you want to access (links can also be provided by Homesnap sales and support consultants)
  • Validate your personal and listing information
  • Sign contract via DocuSign
  • eCommission sends funds directly to Homesnap 

HOW MUCH DOES ACCESS COST?

Generally, the fee to participate in Access is 10% of your order (min $9.95). For example, if you bought $250 in Homesnap marketing, the cost would be just $25! The best part? The cost is simply added to your Homesnap order and repaid automatically once your sale closes. HOWEVER, we are offering a special discount right now as we launch this program. For a limited time, this fee will be waived. That means that using Access during this time will be free!*

**Please note that a fee may be assessed if the home does not sell within 90 days and you choose not to repay the funds at that time.**

HOW DOES MY ACCESS TRANSACTION GET REPAID? 

Once your listing is under contract and has a set closing date, notify eCommission. We will send disbursement instructions to title/escrow to automatically repay the cost of your ads at closing.  

HOW LONG DO I HAVE TO REPAY ACCESS? 

Access provides up to 90 days for you to get your listing sold without incurring any additional fees. If your listing extends beyond the 90th day, a fee equal to 0.4% of your balance accrues per day until your listing sells. You can also repay eCommission at any time before the 90th day to avoid any additional fees.

WHAT IF MY LISTING DOESN’T SELL? 

In the event the listing you designated to use the Access program doesn’t sell, just notify eCommission. You can easily replace the transaction and repay using commission proceeds from any future sale.

DOES ACCESS REQUIRE A CREDIT CHECK?

No. Access is not a loan and no credit information is needed. 

CAN MY REQUEST TO USE ACCESS BE DECLINED?

Yes. eCommission utilizes certain underwriting and approval guidelines to ensure we fund commissions safely and responsibly. Your request may also be declined if your listing agreement has fewer than 90 days remaining. If your request for Access is declined, you will receive an immediate electronic notification. 

HOW CAN I TRY ACCESS TODAY?

Contact us at support@homesnap.com and we’ll be happy to help you use Access to pay for your marketing today.

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